From food portions and appliances to vehicles and supermarkets, everything is scaled up in the United States of America. Whatever the rest of the world does, the USA is known for doing it bigger and better. The cost of healthcare, emergencies and everyday expenses follows a similar pattern, making it necessary for visitors to have travel insurance.
Since a single hospital visit can cost thousands of dollars, you need the right travel insurance policy to stay financially protected in the USA. Check our list of top-rated travel insurance plans and learn how to find the right plan to purchase from India for adequate medical coverage.
While insurance is not mandatory for visa entry, it’s highly advisable to have a travel insurance plan. Everything from the cost of medicines and hospital visits to an overnight hotel stay and groceries is considerably expensive in the United States. If you find yourself in a travel emergency, it can put a large dent in your pocket.
Common travel emergencies such as accidents, sudden illnesses, baggage loss and flight cancellations can cost hundreds or thousands of dollars. Moreover, medical expenses in the USA are among the highest in the world, making many treatments inaccessible without insurance cover.
Check our list of top-rated travel insurance USA as per price and medical cover:
| Name of the Insurer | Travel Insurance Plans for the USA | Starting Price | Key Medical Benefits | Additional Benefits |
| TATA AIG | TATA AIG Travel Insurance - International Plus Titanium Plus Plan, Platinum - Plan B, Gold - Plan B and Silver Plus - Plan B | ₹22.5 per day | Unlimited Sum Insured of up to $1,000,000 per incident in medical coverage Coverage for life-threatening pre-existing conditions Medical evacuation covered Cashless hospitalisation | 24/7 global customer support No medical tests required for purchase Coverage of baggage loss, visa rejection and personal liability Automatic travel extension for emergencies |
| Acko | Travel Insurance for USA | ₹45 per day | Up to $500,000 medical cover Coverage of accidental death and repatriation Doctor consultation up to $2,000 Cashless hospitalisation | Coverage of out-of-pocket expenses Customisable insurance 100% online purchase Quick claim settlements |
| HDFC Ergo | Travel Plan for Individuals, Travel Plan for Families, Travel Plan for Students and Travel Plan for Frequent Flyers | ₹78 per day | Maximum coverage for medical emergencies Hospitalisation cover for COVID-19 Coverage for dental emergencies Hospital daily cash allowance | Coverage up to $1 million 24/7 in-house customer support No health checkups required Easy cashless claims |
| IndusInd General Insurance | Travel Insurance for USA | ₹401 per trip | Up to $500,000 for medical expenses Coverage of medical and dental emergencies Cashless hospitalisation | 24/7 customer support in the USA No medical checkups required Instant policy issuance Hassle-free claim settlements |
| GoDigit | USA Travel Insurance | ₹665 per trip | Coverage of medical evacuation and repatriation Coverage of OPD and dental expenses Pre-existing disease cover waiver option | 1-day adventure sports coverage Immediate compensation for flight delays 24/7 missed call facility Smartphone-enabled claim filing |
Comprehensive travel insurance plans typically provide the following features and benefits:
A trip to the United States requires careful preparation, and getting an effective travel insurance plan is an essential part of it. Having sufficient travel insurance coverage safeguards you from catastrophic healthcare expenses and travel disruptions. A dedicated USA travel plan provides high-value coverage, cashless hospitalisation, 24/7 customer support and many other facilities to ensure a safe journey.